When selling a small to medium-sized business, the two primary structures for the transaction are stock sales and asset sales. Each structure has distinct implications for taxes, liabilities, and legal complexity. Here are some practical examples to illustrate the differences:

When selling a business, structuring the deal is just as critical as determining its price. Two common methods to bridge the gap between buyer and seller expectations—and to facilitate a smoother sale—are earn-outs and seller financing. Both approaches can provide unique benefits and challenges, and understanding them is key to determining what’s right for your transaction.

So, you've found the perfect business to buy. It aligns with your passions, fits your skillset, and has the potential for growth. But there's one crucial hurdle: financing the purchase. Securing the necessary funds can seem daunting, but understanding your options is the first step towards making your entrepreneurial dream a reality. This article will explore four common ways to fund a business acquisition: SBA loans, home equity lines of credit (HELOCs), seller financing, and hard money loans. We'll delve into the details of each method, outlining their pros and cons to help you make an informed decision.